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Cannabis payment processing, state by state
Every US market with a medical or adult-use cannabis program, with what it actually sells, how many licensed retail sites serve it, and the payment problem specific to operating there.
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The merchant category code gap is federal, so the cause is identical in all 42 markets. What changes is the cost of an outage — tax burden, ticket size, store density, delivery rules, and how much revenue runs through a single license.
Alabama
$58M 2025 sales12 licensed retail sitesSales finally began in 2025 after years of licensing litigation; 12 dispensaries so far.
Payments in Alabama →AKAdult-useAlaska
$225M 2025 sales158 licensed retail sitesLongest cash-transport distances in the country; 158 stores across roads that close.
Payments in Alaska →AZAdult-useArizona
$1.22B 2025 sales178 licensed retail sitesHard license cap means 178 stores serve 7M people; each one is a high-volume site.
Payments in Arizona →ARMedicalArkansas
$296M 2025 sales38 licensed retail sites38 dispensaries, 107,000 patients — one of the highest patient-to-store ratios in the country.
Payments in Arkansas →CAAdult-useCalifornia
$4.06B 2025 sales1,412 licensed retail sitesLargest market, fourth straight year of contraction; margin pressure makes held funds brutal.
Payments in California →COAdult-useColorado
$1.18B 2025 sales668 licensed retail sitesOldest adult-use market, declining every year since 2021; $5.20/g squeezes everything.
Payments in Colorado →CTAdult-useConnecticut
$530M 2025 sales54 licensed retail sitesGrowing 51% a year on only 54 stores; the fastest per-store ramp in the Northeast.
Payments in Connecticut →DEAdult-useDelaware
$185M 2025 sales32 licensed retail sitesAdult-use retail opened August 2025; every operator is choosing payment rails right now.
Payments in Delaware →FLMedicalFlorida
$2.25B 2025 sales720 licensed retail sites872,000 patients — the largest medical market in the country, on a vertically integrated license model.
Payments in Florida →GAMedicalGeorgia
New comprehensive July 202682 dispensing locationsIndependent pharmacies now dispense cannabis, putting an existing merchant account at risk.
Payments in Georgia →HIMedicalHawaii
$55M 2025 sales25 licensed retail sitesIsland logistics and $15.50/g; product cannot move between islands the way cash cannot.
Payments in Hawaii →ILAdult-useIllinois
$2.17B 2025 sales245 licensed retail sitesHighest retail price in the country at $15.80/g; largest single tickets, biggest basket upside.
Payments in Illinois →KYMedicalKentucky
~$24M run rate 2025 sales24 licensed retail sitesFirst sale January 2026; half the 48 licensed dispensaries are open and the rest are choosing systems now.
Payments in Kentucky →LAMedicalLouisiana
$61M 2025 sales9 licensed retail sitesNine licensed pharmacies for the entire state, regulated by the Board of Pharmacy.
Payments in Louisiana →MEAdult-useMaine
$278M 2025 sales220 licensed retail sitesSharp summer tourism peak; an outage in July costs several times what it costs in February.
Payments in Maine →MDAdult-useMaryland
$1.45B 2025 sales118 licensed retail sites$12.3M average annual sales per store — the highest revenue per license in the country.
Payments in Maryland →MAAdult-useMassachusetts
$1.55B 2025 sales368 licensed retail sitesMature and softening; host community agreements already take a cut before payments do.
Payments in Massachusetts →MIAdult-useMichigan
$3.49B 2025 sales822 licensed retail sitesSecond largest US market and still growing, on the lowest retail prices in the country.
Payments in Michigan →MNAdult-useMinnesota
$345M 2025 sales68 licensed retail sitesRetail opened September 2025 and beat forecasts; tribal and state licenses run in parallel.
Payments in Minnesota →MSMedicalMississippi
$158.8M 2025 sales175 licensed retail sitesTwo regulators, one business: MSDH licenses supply, Revenue licenses dispensaries.
Payments in Mississippi →MOAdult-useMissouri
$1.58B 2025 sales234 licensed retail sitesThird year of adult-use and still growing 8%; strong cross-border pull from four states.
Payments in Missouri →MTAdult-useMontana
$272M 2025 sales412 licensed retail sites412 stores for a million people — the densest retail footprint per capita in the country.
Payments in Montana →NEPre-launchNebraska
Pre-launch 2025 sales— licensed retail sitesNot yet trading. Dispensary applications opened August 2026; first sales expected around year end.
Payments in Nebraska →NVAdult-useNevada
$765M 2025 sales105 licensed retail sitesTourist-driven: most customers are first-time, one-visit, and carrying whatever cash they brought.
Payments in Nevada →NHMedicalNew Hampshire
$33M 2025 sales7 licensed retail sitesSeven non-profit treatment centers at $15.20/g, surrounded by adult-use states on three sides.
Payments in New Hampshire →NJAdult-useNew Jersey
$1.38B 2025 sales238 licensed retail sites$14.80/g and growing 33%; high tickets plus rapid growth is the worst combination for a card account.
Payments in New Jersey →NMAdult-useNew Mexico
$628M 2025 sales1,025 licensed retail sites1,025 retailers on two million people; uncapped licensing produced the thinnest margins anywhere.
Payments in New Mexico →NYAdult-useNew York
$1.60B 2025 sales385 licensed retail sitesGrew 94% in one year while fighting an entrenched unlicensed market on legitimacy.
Payments in New York →NDMedicalNorth Dakota
$30M 2025 sales8 licensed retail sitesEight dispensaries across a very large, very rural state; patients drive a long way.
Payments in North Dakota →OHAdult-useOhio
$905M 2025 sales152 licensed retail sitesFirst full year of adult-use sales produced triple-digit growth on 152 stores.
Payments in Ohio →OKMedicalOklahoma
$740M 2025 sales1,955 licensed retail sites1,955 dispensaries, the most in the country, now consolidating after years of open licensing.
Payments in Oklahoma →ORAdult-useOregon
$920M 2025 sales800 licensed retail sites$4.20/g on 800 stores; chronic oversupply means every cent of basket size counts.
Payments in Oregon →PAMedicalPennsylvania
$1.81B 2025 sales195 licensed retail sites458,000 patients on 195 dispensaries — the busiest medical counters in the country.
Payments in Pennsylvania →RIAdult-useRhode Island
$133M 2025 sales7 licensed retail sitesSeven retailers for the whole state; each one averages about $19M a year through one set of rails.
Payments in Rhode Island →SDMedicalSouth Dakota
Not published 2025 sales60 licensed retail sitesDispensary count fell from 79 to 60 in three years while patient numbers rose — consolidation.
Payments in South Dakota →TXMedicalTexas
Not published 2025 sales15 licenses, 3 operatingExpanded from 3 to 15 licenses under HB 46, with satellite locations — the biggest structural change of 2026.
Payments in Texas →UTMedicalUtah
$160M 2025 sales15 licensed retail sitesFifteen medical cannabis pharmacies serving 85,000 patients — roughly 5,700 patients each.
Payments in Utah →VTAdult-useVermont
$172M 2025 sales92 licensed retail sitesSmall-batch craft model with strong cross-border demand from New Hampshire and New York.
Payments in Vermont →VAMedicalVirginia
$352M 2025 sales32 licensed retail sitesPossession is legal, retail is not — sales run only through 32 medical dispensing facilities.
Payments in Virginia →WAAdult-useWashington
$1.10B 2025 sales540 licensed retail sites37% excise on top of sales tax — the heaviest tax burden in the country, on a declining market.
Payments in Washington →DCMedicalWashington, D.C.
$140M 2025 sales125 licensed retail sitesSelf-certification opened access; a congressional rider still blocks a commercial adult-use market.
Payments in Washington, D.C. →WVMedicalWest Virginia
$51M 2025 sales92 licensed retail sitesGrowing 34% a year but with 92 dispensaries on a small patient base — very thin per-store revenue.
Payments in West Virginia →No market matches that. Try a state name or a two-letter abbreviation.
Sales figures are 2025 calendar-year unless a state publishes on a fiscal year, in which case the page for that state says so. Sources are named on each state page. Figures move; verify with the state regulator before relying on them.
The part that is the same everywhere
One federal gap, forty-two versions of the same outage
Card networks classify every merchant with a four-digit category code. There is no code for state-licensed cannabis in any state, because the rules are written against federal law rather than state licensing.
Different rails, not a better application
Bank-to-bank ACH moves money between two bank accounts on federally regulated banking rails. No card network is in the transaction, so no category code applies to it.
Next-day settlement
Funds arrive in your own bank account the next business day, in every market on this page.
The full basket
The exact total is charged, tax included. No wallet ceiling, no rounding to a cash-back increment, no change handed back.
Every channel
In-store QR, SMS pay links, e-commerce prepay and B2B invoicing on one platform.
Your customer data
Name, phone and email captured into your account, not ours, with outreach from the same dashboard.
Nothing gets replaced
Cash stays. Your point-of-sale stays. This runs alongside what you already have.
No payment method makes a cannabis business federally compliant, and nothing on this page is a guarantee of any outcome with a bank or a regulator. Seay Payments is an Independent Sales Organization; the demo is run by the Greencard Payments team.
Thirty minutes on your market, your volume, your counter
Bring your state, your license type and your current setup. You will see the checkout running live and where it fits alongside what you already run.
Book the Demo →If it’s not a fit, the call ends there. No follow-up sequence.